RAHAYU, N. E.; IBRAHIM, R.; PRIMASIWI, A.; AZIS, A. Looking at the Financial Performance of MSMEs: Do Financial Literacy, Fintech Lending, and the Effectiveness of Digital Payment Affect?. Jurnal Bisnis Mahasiswa, [S. l.], v. 5, n. 1, p. 328–340, 2025. DOI: 10.60036/jbm.v5i1.370. Disponível em: https://jurnalbisnismahasiswa.com/index.php/jurnal/article/view/370. Acesso em: 10 feb. 2026.